How many vesting service credits must a participant earn to be considered "vested" in NEBF?

To be considered "vested" in the National Electrical Benefit Fund (NEBF), a participant must earn a total of 5 vesting service credits. This vesting requirement is designed to ensure that individuals remain committed to the workforce for a sufficient period before they are entitled to the benefits accumulated in the fund. Achieving this level of vesting service credits grants participants the right to retain their pension benefits, even if they leave the electrical trade or are no longer contributors to the fund. Understanding this threshold is crucial for participants as it directly impacts their retirement planning and financial security.